The hubby and I banked at Wells Fargo for years and years until the “financial crisis” hit in 2008 and I read a quote by its then-CEO implying that we peons should sit down and shut the hell up about the destruction big banks like his had wrought.
We switched to a credit union in a heartbeat and couldn’t be happier. The difference is like night and day.
Credit unions are owned by the members — the people who put their money in them — not by boards of directors and/or shareholders. Walk into a credit union, deposit your money and you’ll actually have a say in how the place runs. You won’t be looked down on as a nuisance piece of shit.
If you bank with a bank, get out tomorrow. Move your money and your sanity to a credit union.
July 30, 2014 at 6:56 PM
Boulder County Judge Strikes Down Longmont Fracking Ban
A Boulder County District Court judge has struck down Longmont’s fracking ban but said the ban can remain in place while the city considers an appeal.
Judge D.D. Mallard issued the summary judgment Thursday. In the ruling, she said Longmont’s charter amendment clearly conflicted with the state’s regulations and its interest in the efficient development of oil and gas deposits.
“While the court appreciates the Longmont citizens’ sincerely held beliefs about risks to their health and safety, the court does not find this is sufficient to completely devalue the state’s interest,” Mallard wrote.
The case had been expected to go to trial in 2015.
The ban, passed by Longmont voters in 2012, forbids the practice of hydraulic fracturing, which uses high-pressure water, sand and chemicals to crack open hard-to-reach oil and gas deposits.
Colorado Governor John Nickenlooper — known in these parts as Mr. Howdy Doody — a so-called Democrat — joined the oil and gas industry in this suit. I.e., he effectively sued the citizens of his own state because they voted against the corporatocracy he represents.
Who put “the state’s regulations and interests ” into effect?” Corporate lobbyists who own the Colorado statehouse and the governor.
Again, the citizens of Longmont voted NO on fracking in 2012. A judge nullified that vote today.
Why the hell vote anymore, huh? The system is so rigged, our votes don’t seem to matter.
July 24, 2014 at 8:19 PM
On April 6, 2013 I purchased a brand new 2013 Nissan Sentra from Boulder Nissan.
The purchase price included a $2,287.00 “Security+Plus Vehicle Service Contract.”
I was prepared to pay cash but the dealer told me that if I I financed roughly $10,000 of the purchase price, he would knock off $1,000. So I did, knowing I would pay that off right away.
On May 4, 2013 I wrote a check to the Nissan Motor Acceptance corp. for $9,799.34.
Nissan deposited that check into their JPMOrgan Chase Account on May 6, 2013.
On July 12, 2013 I received a letter from Nissan signed by “Chantel Burns:”
This is to certify, under penalty of perjury in the second degree that the lien in favor of Nissan Motor Acceptance Corp has been fully satisfied for the following vehicle.
The VIN, make, year and registered owners matched me and my car.
The letter said the payoff date was May 8, 2013.
That letter included the original title.
On April 29, 2014 I traded the Nissan in to Fisher Honda in Boulder, Colorado and I signed the title over to Fisher Honda.
Immediately after purchasing a Honda, I began working on cancelling the “Security+Plus Vehicle Service Contract” on the Nissan I traded in which covered a period of 36 months or 45,000 miles. I’d owned the Nissan for approximately one year and when I traded it in it had just over 2,911 miles on it. As of this writing, it’s still listed for sale on Fisher Honda’s website.
On May 7, 2014 I dropped off a Dealer Cancellation Request to Jason Bradley at Boulder Nissan. He was very nice and said he would fax the Request to wherever it needed to go at Nissan.
On May 8, 2014 Jason left a message on my phone saying he’d done that.
On June 4, 2014 I received a letter from Nissan North America, Inc. in Franklin, TN telling me that they’d received my “request” to cancel my Security+Plus Preferred Service Agreement and that the cancellation “has been processed for the prorated refund amount of $1,917.00,” and that the “refund has been forwarded to the following” lienholder.
Don’t forget. In May, 2013 I paid off the lien holder and in July, 2013 Nissan sent me a letter saying the lien had been fully satisfied (see above).
The June 4, 2014 letter also said, “Please allow 3-4 weeks for the lien holder to process the check and credit your account.”
While I knew there was no lien holder I decided to wait the freakin’ 3-4 weeks which would have meant the refund check should have been credited to my account (whatever that means) at the latest by July 2.
When the week of roughly July 13 rolled around and I still hadn’t heard anything about my nearly $2,000 refund, I sent out some tweets to @NissanSupport on Twitter.
On July 16, Nissan’s Anna Arquion contacted me and she — get this — asked me to send copies of the letters (mentioned above) from Nissan to me, which I did. But I mean, really? Nissan doesn’t have copies of its own letters?
She said she’d get on it but seven days on, I haven’t heard a thing.
Meanwhile, I contacted my local Nissan dealer — Boulder Nissan — and a really nice guy there named Ted said he’d see what he could do. Early last week he said, after someone there supposedly spent “two hours” on the phone, that Nissan would send the refund to them (the dealer) and the dealer would then refund the money to me.
Yesterday I talked to Ted and he said the new info is that Nissan is going to send a check directly to me. I asked if he thought that would happen in the next ten days or so and he didn’t sound all that optimistic.
On July 15 I sent a certified letter to Nissan’s headquarters in Tennessee asking what the hell is going on. I got the return receipt yesterday.
I haven’t heard a thing.
Per Nissan’s June 4 letter, this refund — wrongly sent to a lien holder who doesn’t exist — was supposed to take three to four weeks. As of today it is seven weeks and I haven’t heard anything from Nissan I can count on.
Does Nissan expect me to give up and let them have $1,917.00 that’s due me?
I’m beginning to think so.
July 23, 2014 at 7:12 PM
I’m typing this post on an Apple iMac and I’m getting a bad, bad taste in my mouth. 20,000 employees — 20,000! — say Apple isn’t the hippie, cool, started-in-a-garage Zen outfit it wants us to think it is:
Apple is facing a class-action lawsuit from former employees who say the company owes them unpaid wages, according to a Re/code report.
Around 20,000 former employees from Apple’s retail and corporate divisions allege they missed breaks and meals, and did not receive their final paychecks in a timely manner.
They have filed suit in California’s Superior Court.
If 20,000 employees are complaining about being ripped off, something’s wrong. Yeah, some of them might be exaggerating but what if a third of them aren’t. That’s a lot of people.
July 22, 2014 at 8:41 PM
This, from San Francisco:
(Image Paul Carr / Pando.com)
Walking home from Pando’s office a few nights ago, I noticed this giant new billboard…
Its message — that minimum wage increases will lead to service workers being replaced by apps — is continued on an accompanying website — BadIdeaCA — which claims to be “holding activists accountable for minimum wage consequences.”
So who the hell pays for billboards threatening waitstaff with redundancy if they demand a living wage? A bit of digging and clicking reveals that the campaign is backed by Employment Policies Institute, the conservative lobbying group which regularly campaigns on behalf of the restaurant industry.
Followers of Pando’s Techtopus coverage might remember the Institute for one of its key advisers, Kevin Murphy, aka “the man Silicon Valley’s CEOs turn to when they want to justify screwing workers“.
July 21, 2014 at 8:54 AM
So, I guess we really are going to let the oil and gas companies destroy the entire planet in their desperate search for more and more oil and gas:
Navarre Beach, Florida (Image via Wikimedia Commons)
The Obama administration is reopening the Eastern Seaboard to offshore oil and gas exploration, approving seismic surveys using sonic cannons that can pinpoint energy deposits deep beneath the ocean floor.
Friday’s announcement is the first real step toward what could be a transformation in coastal states, creating thousands of jobs to support a new energy infrastructure. But it dismayed environmentalists and people who owe their livelihoods to fisheries and tourism.
The cannons create noise pollution in waters shared by whales, dolphins and turtles, sending sound waves many times louder than a jet engine reverberating through the deep every ten seconds for weeks at a time. Arguing that endangered species could be harmed was the environmental groups’ best hope for extending a decades-old ban against drilling off the U.S. Atlantic coast.
The U.S. Bureau of Ocean Energy Management acknowledged that thousands of sea creatures will be harmed even as it approved opening the outer continental shelf from Delaware to Florida to exploration.
July 19, 2014 at 10:16 AM